Traffic violations don’t just cost money — they can also cost your license and increase your insurance premiums. Here’s how the point system works.
What Are Driving Points?
Points are assigned to your record when you commit a moving violation. Examples:
- Speeding: 2–4 points
- Running a red light: 2 points
- Reckless driving: 4–6 points
- DUI: 8+ points (often automatic suspension)
How Points Affect You:
- Accumulating too many points can lead to license suspension
- Insurance companies use points to raise your premiums
- Employers may reject job applications based on your record
How to Remove Points:
- Take a defensive driving course
- Maintain a clean record for 12–24 months
- Some states offer point forgiveness programs
- Contest violations in court to avoid conviction
Check Your Record:
You can usually check your points online via your state DMV. Regular checks help you stay ahead of problems.
Important:
Each state has its own system — 4 points in New York ≠ 4 points in Florida. Know your state rules.