Traffic school (also known as defensive driving or driver improvement course) is a legal option that helps drivers avoid points, reduce fines, and sometimes lower insurance. But is it worth your time?
Benefits of Traffic School:
- Avoid points on driving record
- Dismiss certain minor tickets
- May reduce insurance premiums
- Court may reduce or waive fines
Who Qualifies?
- First-time or minor offense (speeding, red light, etc.)
- Valid driver’s license
- Not commercial drivers (in most states)
How It Works:
- Must be approved by court or DMV
- Online or in-person formats
- Certificate sent to court upon completion
When Not to Choose Traffic School:
- For serious violations (DUI, reckless driving)
- If you’ve used traffic school recently
- If insurance premium isn’t affected
Tip: Contact the court before paying the ticket to see if traffic school is an option.
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