Speeding tickets are one of the most common traffic violations — and one of the most expensive over time. Here’s how to handle one smartly.
Step 1: Don’t Ignore It
Ignoring a ticket can lead to a suspended license, increased fines, and even a warrant.
Step 2: Check Your Options
- Pay the fine (admitting guilt)
- Fight the ticket in court
- Attend traffic school to avoid points
- Request a mitigation hearing (in some states)
Fighting the Ticket:
You may have a defense if:
- The radar/lidar gun was not calibrated
- You were ticketed unfairly (e.g., sudden speed limit drop)
- You were speeding due to emergency
Insurance Tip:
Each ticket can raise your premium by 20–40%, and stays on your record for 3–5 years.
Pro Tip:
Check if your state allows ticket deferral programs — your record stays clean if you don’t get another ticket for a set time.