If you’re injured in an accident, the financial impact often goes beyond medical bills. Lost wages are a major part of personal injury compensation — especially if your recovery forces you to miss work or reduces your future earning potential.
Types of Lost Wages:
- Past lost income: Days or weeks of work missed during treatment
- Future lost income: If the injury causes long-term or permanent work limitations
- Lost earning capacity: Applies if you can’t return to the same job or industry
- Missed promotions or bonuses: If opportunities were lost due to time away
Proof You’ll Need:
- Pay stubs or direct deposit history
- Employer letters verifying absence
- Tax returns (especially for self-employed individuals)
- Doctor’s note explaining work restrictions
How Calculations Work:
- Hourly wage × hours missed
- Salary divided by 52 weeks × time off
- For future losses: economic experts estimate based on your career path
Special Considerations:
- Freelancers must show consistent income history
- Tips and commissions can be included if documented
- Paid leave may be factored in, as it is a real loss of value
Tip: Keep detailed records from day one. Without documentation, lost wage claims are harder to prove.