When you file a personal injury claim, compensation isn’t just for medical bills and lost wages — it also includes pain and suffering. But what exactly does that mean, and how is it calculated?
What Is Pain and Suffering?
It refers to:
- Physical pain caused by the injury
- Emotional distress (anxiety, depression, PTSD)
- Loss of enjoyment in daily activities
- Sleep disruption or social withdrawal
Examples:
- Difficulty walking or driving
- Anxiety from a car crash
- Loss of hobbies or sports
- Strained relationships
How It’s Calculated:
- Multiplier Method – Total medical bills × a number (usually 1.5–5)
- Per Diem Method – A daily rate × days of recovery
Factors That Affect Value:
- Severity of the injury
- Recovery time
- Psychological impact
- Medical documentation
- Testimony from therapists or doctors
Tips to Maximize Compensation:
- Keep a pain journal
- Attend all medical appointments
- Get expert opinions if needed
- Avoid social media contradictions
Important: Juries and insurers may undervalue emotional harm unless it’s well-documented.