In almost every U.S. state, auto insurance is mandatory. Driving without it not only puts you at financial risk — it can also lead to serious legal penalties.
Why Insurance Is Required:
- Protects you and others in the event of an accident
- Covers liability, medical bills, and property damage
Penalties for Driving Without Insurance:
- Fines: Can range from $100 to $5,000 depending on state
- License suspension: Often immediate
- Vehicle impoundment: In some states
- SR-22 requirement: High-risk insurance you must file to reinstate license
If You’re in an Accident:
- You may be personally liable for all damages
- Could be sued by the other driver
- May face criminal charges in serious cases
Tips:
- Always keep proof of insurance in your car
- Shop for affordable policies to avoid lapses
- Some states offer low-income insurance options
nanomusty