A hit-and-run accident can leave victims feeling helpless — injured, confused, and unsure of their legal options. But the law provides recourse and protection, even when the at-fault driver flees the scene.
First Steps After a Hit-and-Run:
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Call 911 and report the accident
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Seek medical help immediately
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Document the scene (photos, videos, witness info)
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Write down any details: vehicle type, color, license plate (if possible)
Legal Options for Victims:
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File a police report — it’s essential for any insurance claim
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Use Uninsured Motorist (UM) Coverage on your own policy
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In some cases, a crime victim compensation fund may help
What If You Identify the Driver Later?
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Civil lawsuit possible for damages
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Driver may face criminal charges, including fines or jail time
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You may be eligible for punitive damages in civil court
Why You Still Need a Lawyer:
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Proving fault in a hit-and-run is harder
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Insurers may dispute the claim
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Time limits (statutes of limitations) vary by state
Tip: Never chase the driver. Let law enforcement handle it.