When moving out of a rental property, one of the biggest concerns tenants have is: “Will I get my full security deposit back?” While landlords are legally allowed to deduct from your deposit in certain situations, they cannot simply keep it without justification. Understanding your rights can help you avoid unnecessary losses and protect your finances. This article covers what landlords can legally deduct , what’s considered normal wear and tear , and how to fight unfair deductions . 1. What Is a Security Deposit? A security deposit is a sum of money (often 1–2 months' rent) paid upfront to cover potential damages or unpaid rent. Most states require landlords to return the deposit within a certain number of days (usually 14–30 days) after the tenant moves out. Landlords must itemize any deductions in writing. If they fail to do so within the legal time frame, you may be entitled to a full refund—plus penalties . 2. What Landlords CAN Deduct For Your landlord has the ...
Each year, thousands of people from around the world apply for the United States Diversity Visa (DV) Program, also known as the Green Card Lottery . This unique immigration opportunity offers permanent residency to individuals from countries with historically low rates of immigration to the U.S. But what exactly is the Green Card Lottery? How does it work, who is eligible, and what can applicants expect during the process? In this guide, we'll break it all down clearly and accurately so you can determine if it’s the right path for you. 1. What Is the Diversity Visa Program? The Diversity Visa Program was created by the Immigration Act of 1990 to encourage immigration from underrepresented countries. Every year, the U.S. government makes 55,000 green cards available through a random selection process. The lottery is free to enter , and winners are chosen randomly by a computer system run by the U.S. Department of State. If selected, applicants can then proceed with applying f...