Defensive driving courses are often offered as a way to reduce points on your license, dismiss a ticket, or lower your car insurance premiums. But are they worth the time and cost? In most cases, yes. Completing an approved course can help you avoid higher insurance rates and keep your driving record clean. Many states allow you to take one every 12 or 18 months. Before enrolling, check if your ticket qualifies and ensure the course is approved by the court or DMV. Online options make it easy and convenient. The cost of the course is often far less than the long-term impact of a ticket.
When you move out, you expect your security deposit back—but that doesn’t always happen. Here's what U.S. tenants need to know in 2025. 1. What Can Be Deducted? Unpaid rent Damage beyond normal wear and tear Missing items or cleaning fees 2. What Can’t Be Deducted? Minor scuffs or nail holes Faded paint or worn carpet Routine cleaning 3. How Long Does It Take? Landlords usually have 14–30 days (varies by state) to return the deposit with an itemized list of deductions . 4. If They Don’t Return It Send a demand letter File a claim in small claims court