Defensive driving courses are often offered as a way to reduce points on your license, dismiss a ticket, or lower your car insurance premiums. But are they worth the time and cost? In most cases, yes. Completing an approved course can help you avoid higher insurance rates and keep your driving record clean. Many states allow you to take one every 12 or 18 months. Before enrolling, check if your ticket qualifies and ensure the course is approved by the court or DMV. Online options make it easy and convenient. The cost of the course is often far less than the long-term impact of a ticket.
The value of a personal injury case depends on several factors, including medical expenses, lost wages, pain and suffering, and future medical needs. There is no fixed formula, but understanding the basics can help you estimate what your case might be worth. Courts consider both economic and non-economic damages. For example, a victim who missed work for three months due to a broken leg may recover lost wages. If that injury causes chronic pain or emotional distress, that too can add to the settlement. Insurance companies often offer low initial settlements. A personal injury lawyer can evaluate your claim and fight for a fair amount. Keep all medical records, receipts, and documentation to support your case.