Defensive driving courses are often offered as a way to reduce points on your license, dismiss a ticket, or lower your car insurance premiums. But are they worth the time and cost? In most cases, yes. Completing an approved course can help you avoid higher insurance rates and keep your driving record clean. Many states allow you to take one every 12 or 18 months. Before enrolling, check if your ticket qualifies and ensure the course is approved by the court or DMV. Online options make it easy and convenient. The cost of the course is often far less than the long-term impact of a ticket.
Ignoring a traffic ticket can lead to serious consequences. Many drivers think a ticket will simply go away — but it won’t. Unpaid tickets can result in additional fines, license suspension, and even a warrant for your arrest in some jurisdictions. It can also impact your insurance premiums and credit score. You typically have three options: pay the ticket, contest it, or request traffic school (if eligible). Missing your court date can make things worse. If you’ve missed the deadline, contact the court immediately and try to resolve the issue before it escalates. A traffic attorney may be able to reopen your case.