Defensive driving courses are often offered as a way to reduce points on your license, dismiss a ticket, or lower your car insurance premiums. But are they worth the time and cost? In most cases, yes. Completing an approved course can help you avoid higher insurance rates and keep your driving record clean. Many states allow you to take one every 12 or 18 months. Before enrolling, check if your ticket qualifies and ensure the course is approved by the court or DMV. Online options make it easy and convenient. The cost of the course is often far less than the long-term impact of a ticket.
Slip and fall accidents in retail stores are more common than most people think. If you’ve been injured in such an incident, you may be entitled to compensation. The steps you take immediately after the accident can make or break your personal injury claim. First, seek medical attention even if the injury seems minor. A documented medical report can support your claim. Second, report the accident to the store manager and request a written report. Third, collect evidence — photos of the scene, your injuries, and contact information from any witnesses. Avoid giving recorded statements to insurance companies without legal advice. They might try to minimize your claim. A personal injury attorney can guide you through the legal process and negotiate on your behalf. In many states, you have a limited time to file a claim — usually two years. Don’t wait too long. Slip and fall cases fall under “premises liability,” and proving negligence is key.