Defensive driving courses are often offered as a way to reduce points on your license, dismiss a ticket, or lower your car insurance premiums. But are they worth the time and cost? In most cases, yes. Completing an approved course can help you avoid higher insurance rates and keep your driving record clean. Many states allow you to take one every 12 or 18 months. Before enrolling, check if your ticket qualifies and ensure the course is approved by the court or DMV. Online options make it easy and convenient. The cost of the course is often far less than the long-term impact of a ticket.
You come home to find your landlord entered your apartment without telling you. Is that legal? Often, no. Here’s what you can do. 1. Your Right to Privacy Most states require 24–48 hours’ notice before entry, except for: Emergencies (fire, flooding) Abandonment or suspected danger 2. Allowed Reasons to Enter Repairs Inspections Showing the unit to future tenants or buyers 3. What to Do If They Violate It Send a written complaint Document the incident Report to local housing authority File for a restraining order or damages in court (if needed)