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The Hidden Costs of a Red Light Camera Ticket

 Red light cameras have become increasingly common across U.S. cities, aimed at reducing accidents at intersections. But while the ticket may seem minor — usually under $100 — the hidden costs can add up quickly. First, not all red light camera tickets affect your driving record. In many states (like California), they are considered civil infractions , not moving violations. However, in others (like Arizona or New York), they may come with points that affect your license. What are the hidden costs? Insurance premiums may increase , especially if the ticket is reported as a moving violation. Late fees can double or triple the original fine if you miss the payment deadline. Collection agencies may get involved, harming your credit. Loss of time dealing with court or DMV if you choose to fight it. You do have options. In some cities, you can request a trial by mail or in person. Some drivers have successfully challenged tickets based on unclear signage, camera mal...
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The Hidden Costs of a Red Light Camera Ticket

 Red light cameras have become increasingly common across U.S. cities, aimed at reducing accidents at intersections. But while the ticket may seem minor — usually under $100 — the hidden costs can add up quickly.

First, not all red light camera tickets affect your driving record. In many states (like California), they are considered civil infractions, not moving violations. However, in others (like Arizona or New York), they may come with points that affect your license.

What are the hidden costs?

  • Insurance premiums may increase, especially if the ticket is reported as a moving violation.

  • Late fees can double or triple the original fine if you miss the payment deadline.

  • Collection agencies may get involved, harming your credit.

  • Loss of time dealing with court or DMV if you choose to fight it.

You do have options. In some cities, you can request a trial by mail or in person. Some drivers have successfully challenged tickets based on unclear signage, camera malfunctions, or lack of photographic proof of who was driving.

To reduce impact:

  • Always open mail from your local traffic authority.

  • Respond before the due date.

  • Consider contesting the ticket if circumstances allow.

Even a small fine can ripple into bigger problems. Understand your rights, and don’t ignore that red light camera notice in your mailbox.

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