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Defensive Driving Courses: Are They Worth It?

 Defensive driving courses are often offered as a way to reduce points on your license, dismiss a ticket, or lower your car insurance premiums. But are they worth the time and cost? In most cases, yes. Completing an approved course can help you avoid higher insurance rates and keep your driving record clean. Many states allow you to take one every 12 or 18 months. Before enrolling, check if your ticket qualifies and ensure the course is approved by the court or DMV. Online options make it easy and convenient. The cost of the course is often far less than the long-term impact of a ticket.
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What Are Your Rights Under the FMLA in 2025?

 The Family and Medical Leave Act (FMLA) allows eligible employees to take unpaid, job-protected leave for family or medical reasons. Here's how it works in 2025.

1. Who’s Eligible?

  • You’ve worked for your employer at least 12 months

  • You’ve clocked 1,250 hours over the past year

  • Employer has 50+ employees

2. What It Covers

You can take up to 12 weeks unpaid leave for:

  • Birth or adoption of a child

  • Serious personal health condition

  • Care for a spouse, parent, or child with serious illness

3. Rights

  • Return to same or equivalent position

  • Keep your health insurance

  • Employer can’t retaliate for using FMLA

4. Documentation

You must give 30 days' notice (when possible) and may need to provide medical certification.

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