Getting a traffic ticket can damage your driving record and raise your insurance rates. But in many states, traffic school offers a way to avoid points and keep your record clean. Who Qualifies? Typically, you must meet these conditions: First offense or minor infraction Valid driver’s license No previous traffic school within the last 12–18 months Non-commercial license Benefits of Traffic School: Avoid points on your DMV record Prevent insurance premium increases Dismiss the ticket entirely in some jurisdictions How It Works: Pay the ticket fine and an administrative fee Enroll in a court-approved course Complete it within the deadline (usually 60–90 days) Submit proof of completion Online or In-Person? Most traffic schools offer online options , making it convenient to complete at your own pace. Exceptions: Major violations (DUI, reckless driving) are not eligible Some states limit how often you can use traffic school Imp...
 Defensive driving courses are designed to improve your driving skills, reduce accidents, and offer legal and financial benefits for drivers. Point Reduction on Your License Many states allow completion of approved courses to remove points from your driving record, helping prevent license suspension. Ticket Dismissal or Reduction Taking a course may qualify you to have a ticket dismissed or reduced, saving you fines and insurance hikes. Lower Insurance Premiums Insurance companies often offer discounts for drivers who complete defensive driving programs. Improved Driving Habits Courses teach safe driving techniques, hazard awareness, and accident prevention strategies that protect you and others on the road. Convenience and Accessibility Many courses are available online, making it easy to complete them at your own pace. Eligibility and Limitations Check with your state DMV or court to confirm if you qualify and how often you can take a course. Enrolling in a defensive...