Getting a traffic ticket can damage your driving record and raise your insurance rates. But in many states, traffic school offers a way to avoid points and keep your record clean. Who Qualifies? Typically, you must meet these conditions: First offense or minor infraction Valid driver’s license No previous traffic school within the last 12–18 months Non-commercial license Benefits of Traffic School: Avoid points on your DMV record Prevent insurance premium increases Dismiss the ticket entirely in some jurisdictions How It Works: Pay the ticket fine and an administrative fee Enroll in a court-approved course Complete it within the deadline (usually 60–90 days) Submit proof of completion Online or In-Person? Most traffic schools offer online options , making it convenient to complete at your own pace. Exceptions: Major violations (DUI, reckless driving) are not eligible Some states limit how often you can use traffic school Imp...
 Speeding is always risky — but doing it in a school zone comes with far harsher penalties . These tickets are taken seriously by both courts and insurance companies. Why It’s Worse: Children are present. Drivers are expected to exercise extra caution. School zone speeding is often considered reckless behavior . Consequences Include: Higher fines (often double or triple) Points on your license License suspension in some cases Mandatory traffic school Increased insurance premiums Common School Zone Rules: Speed limits drop (e.g., 15–25 mph) during certain hours Flashing lights or signs mark the zone Violations are often recorded by cameras Defenses May Include: Unclear signage Malfunctioning speed detection equipment No children present (though this rarely works) Best Practices: Always slow down in marked areas Watch for posted hours Don’t assume it’s safe to speed just because it’s after hours Final Note: If you receive a t...