Getting a traffic ticket can damage your driving record and raise your insurance rates. But in many states, traffic school offers a way to avoid points and keep your record clean. Who Qualifies? Typically, you must meet these conditions: First offense or minor infraction Valid driver’s license No previous traffic school within the last 12–18 months Non-commercial license Benefits of Traffic School: Avoid points on your DMV record Prevent insurance premium increases Dismiss the ticket entirely in some jurisdictions How It Works: Pay the ticket fine and an administrative fee Enroll in a court-approved course Complete it within the deadline (usually 60–90 days) Submit proof of completion Online or In-Person? Most traffic schools offer online options , making it convenient to complete at your own pace. Exceptions: Major violations (DUI, reckless driving) are not eligible Some states limit how often you can use traffic school Imp...
 When you're injured due to someone else’s negligence, you may assume the other party will be fully liable. However, in many states, the principle of comparative negligence may reduce your compensation if you are partially at fault. What Is Comparative Negligence? Comparative negligence allows a court to assign fault to both the defendant and the plaintiff. For example, if you’re found 30% at fault in a car accident and the damages total $10,000, your recovery would be reduced to $7,000. Types of Comparative Negligence: Pure Comparative Negligence: You can recover damages even if you are 99% at fault — your compensation is just reduced accordingly. States like California and New York follow this model. Modified Comparative Negligence: You can recover damages only if you are less than 50% or 51% at fault, depending on the state. If you’re more at fault, you recover nothing. Contributory Negligence: In a few states (like Alabama), if you’re even 1% at fault, you canno...