Getting a traffic ticket can damage your driving record and raise your insurance rates. But in many states, traffic school offers a way to avoid points and keep your record clean. Who Qualifies? Typically, you must meet these conditions: First offense or minor infraction Valid driver’s license No previous traffic school within the last 12–18 months Non-commercial license Benefits of Traffic School: Avoid points on your DMV record Prevent insurance premium increases Dismiss the ticket entirely in some jurisdictions How It Works: Pay the ticket fine and an administrative fee Enroll in a court-approved course Complete it within the deadline (usually 60–90 days) Submit proof of completion Online or In-Person? Most traffic schools offer online options , making it convenient to complete at your own pace. Exceptions: Major violations (DUI, reckless driving) are not eligible Some states limit how often you can use traffic school Imp...
Being involved in a car accident is traumatic, but the hours and days that follow are just as critical. The decisions you make can significantly impact your health, finances, and legal rights. Unfortunately, many accident victims make avoidable mistakes that weaken their personal injury claims. Here are seven of the most common — and how to avoid them: 1. Not Seeking Immediate Medical Help: Even if you feel fine, internal injuries or delayed symptoms like whiplash can take hours or days to manifest. Get checked by a doctor and follow all treatment instructions. 2. Not Calling the Police: A police report provides crucial documentation. Without it, proving fault becomes much harder. 3. Admitting Fault at the Scene: Never say “I’m sorry” or admit blame. These statements can be used against you later. 4. Failing to Gather Evidence: Take photos of the accident scene, vehicle damage, road signs, and visible injuries. Get names and contact info of witnesses. 5. Giving a Recorded Stat...