Getting a traffic ticket can damage your driving record and raise your insurance rates. But in many states, traffic school offers a way to avoid points and keep your record clean. Who Qualifies? Typically, you must meet these conditions: First offense or minor infraction Valid driver’s license No previous traffic school within the last 12–18 months Non-commercial license Benefits of Traffic School: Avoid points on your DMV record Prevent insurance premium increases Dismiss the ticket entirely in some jurisdictions How It Works: Pay the ticket fine and an administrative fee Enroll in a court-approved course Complete it within the deadline (usually 60–90 days) Submit proof of completion Online or In-Person? Most traffic schools offer online options , making it convenient to complete at your own pace. Exceptions: Major violations (DUI, reckless driving) are not eligible Some states limit how often you can use traffic school Imp...
 If you’ve been injured due to someone else’s negligence — in a car crash, slip and fall, dog bite, or medical mishap — you may be entitled to compensation. But there’s a clock ticking: every state enforces a statute of limitations , which limits the time you have to file a personal injury claim. In most U.S. states, the statute of limitations is two to three years from the date of the injury. For example: California : 2 years New York : 3 years Texas : 2 years Florida : recently reduced to 2 years (as of 2023) Miss the deadline and you lose your right to sue — even if your case is strong. There are a few exceptions: Discovery rule : If you didn’t know right away you were injured (e.g., a hidden infection after surgery), the time may start from the discovery date. Minors : If the injured party is under 18, the clock usually starts on their 18th birthday. Government claims : If your injury involved a city, county, or state agency, you may need to file a no...