Getting a traffic ticket can damage your driving record and raise your insurance rates. But in many states, traffic school offers a way to avoid points and keep your record clean. Who Qualifies? Typically, you must meet these conditions: First offense or minor infraction Valid driver’s license No previous traffic school within the last 12–18 months Non-commercial license Benefits of Traffic School: Avoid points on your DMV record Prevent insurance premium increases Dismiss the ticket entirely in some jurisdictions How It Works: Pay the ticket fine and an administrative fee Enroll in a court-approved course Complete it within the deadline (usually 60–90 days) Submit proof of completion Online or In-Person? Most traffic schools offer online options , making it convenient to complete at your own pace. Exceptions: Major violations (DUI, reckless driving) are not eligible Some states limit how often you can use traffic school Imp...
 Speeding tickets are common, but paying them without thinking might cost you more than you expect. Paying = Admission of Guilt Points go on your license, and your insurance rates may rise. Good Reasons to Fight a Ticket: Faulty radar equipment No clear signage Legal emergency Officer error How to Fight: Request a hearing before the deadline Gather GPS, dashcam, or witness evidence Hire a traffic lawyer if needed Negotiate for a reduced charge Possible Outcomes: Ticket dismissed Reduced points or fines Deferred judgment if clean record When to Pay: If your record is clean and fine is low, payment may be best — but weigh insurance costs.