When you’re injured in an accident, you may be entitled to compensation not only for medical bills and lost wages but also for pain and suffering. But how do courts or insurers determine the value of emotional and physical trauma?
What Are Pain and Suffering Damages?
These damages compensate for non-economic losses:
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Physical pain
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Emotional distress
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Anxiety or depression
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PTSD
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Loss of enjoyment of life
Methods of Calculation:
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Multiplier Method:
The most common approach. Medical expenses are multiplied by a factor (usually 1.5 to 5) depending on injury severity.
Example: $10,000 in medical bills Ă— 3 = $30,000 in pain and suffering. -
Per Diem Method:
A daily rate is assigned for pain (e.g., $150/day), multiplied by the days it affects your life.
What Affects the Amount?
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Severity and duration of the injury
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Permanent disabilities or disfigurement
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Age and occupation
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Impact on daily life and relationships
Proving Your Pain:
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Keep a pain journal
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Get psychological evaluations
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Use expert testimony
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Document how your life has changed
Negotiation Tips:
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Don’t undervalue your emotional trauma
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Let an attorney help present the full picture
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Be consistent with your medical and therapy visits
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