Traffic violations don’t just cost money — they can also cost your license and increase your insurance premiums. Here’s how the point system works.
What Are Driving Points?
Points are assigned to your record when you commit a moving violation. Examples:
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Speeding: 2–4 points
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Running a red light: 2 points
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Reckless driving: 4–6 points
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DUI: 8+ points (often automatic suspension)
How Points Affect You:
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Accumulating too many points can lead to license suspension
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Insurance companies use points to raise your premiums
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Employers may reject job applications based on your record
How to Remove Points:
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Take a defensive driving course
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Maintain a clean record for 12–24 months
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Some states offer point forgiveness programs
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Contest violations in court to avoid conviction
Check Your Record:
You can usually check your points online via your state DMV. Regular checks help you stay ahead of problems.
Important:
Each state has its own system — 4 points in New York ≠ 4 points in Florida. Know your state rules.
