If you’re injured and can’t work, the financial pressure builds fast. That’s why lost wages are a key component of any personal injury claim.
What Are Lost Wages?
It includes income you’ve already lost — and future income you’re likely to lose. This can cover:
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Hourly wages
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Salary
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Overtime
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Tips and commissions
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Bonuses
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Sick leave or vacation used during recovery
How Are They Calculated?
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Multiply your average daily or weekly pay by the number of missed workdays
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If self-employed: Use tax returns, invoices, or profit/loss statements
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For long-term disabilities: A vocational or economic expert may estimate lost earning capacity
What Documentation Do You Need?
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Employer statement confirming time missed
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Pay stubs
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Tax returns
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Doctor’s note proving you couldn’t work
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Medical records
Future Wages:
These are more complex and may include:
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Promotions you missed
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Career changes forced by injury
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Early retirement
Pro Tip:
Don’t underestimate this part of your claim — it can be a major portion of your settlement.