Showing posts with label insurance impact. Show all posts
Showing posts with label insurance impact. Show all posts

Understanding the Point System on Your Driver’s License

 Most U.S. states use a point system to track traffic violations. Accumulating too many points can lead to license suspension, higher insurance, or job loss.

How the System Works:
Each traffic violation adds points to your record. Examples:

  • Speeding: 2–4 points

  • Running a red light: 3 points

  • Reckless driving: 6 points

  • DUI: 8+ points or immediate suspension

How Many Points Lead to Suspension?
Varies by state. Examples:

  • New York: 11 points in 18 months

  • California: 4 points in 12 months

  • Florida: 12 points in 12 months

How to Remove Points:

  • Take a defensive driving course

  • Avoid violations for 12–36 months

  • Some states offer point forgiveness

Why It Matters:
Employers, insurers, and even landlords may check your driving record. Keeping it clean helps your budget and your reputation.

What Happens If You Ignore a Traffic Ticket?

Got a traffic ticket but forgot (or chose) not to pay it? Ignoring it may seem harmless, but it can spiral into serious legal trouble and f...