If you’re injured in an accident, the financial impact often goes beyond medical bills. Lost wages are a major part of personal injury compensation — especially if your recovery forces you to miss work or reduces your future earning potential.
Types of Lost Wages:
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Past lost income: Days or weeks of work missed during treatment
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Future lost income: If the injury causes long-term or permanent work limitations
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Lost earning capacity: Applies if you can’t return to the same job or industry
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Missed promotions or bonuses: If opportunities were lost due to time away
Proof You’ll Need:
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Pay stubs or direct deposit history
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Employer letters verifying absence
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Tax returns (especially for self-employed individuals)
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Doctor’s note explaining work restrictions
How Calculations Work:
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Hourly wage × hours missed
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Salary divided by 52 weeks × time off
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For future losses: economic experts estimate based on your career path
Special Considerations:
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Freelancers must show consistent income history
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Tips and commissions can be included if documented
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Paid leave may be factored in, as it is a real loss of value
Tip: Keep detailed records from day one. Without documentation, lost wage claims are harder to prove.
